MP3Guard: This program is for musicians who want to sell or distribute mp3 files online. This program will encrypt your mp3 files. This includes an MP3 player for playing the MP3 files. Users cannot copy your files. This program is ideal for musicians who wish to sell their music online. This program works, optionally, with ShareGuard to provide a lock and key system for selling MP3 files.

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time.

Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. This program is a version of a group of auto loan calculators. It will run under Win 95, 98,Me, NT4,XP, & 2000. This program includes most of the current types of financing available for automobile loans.

A fast, easy-to-use collection of 33 financial calculators. Includes amortization, loan calculator, balloon, compound/simple interest, bond value & yields, present & future value, annuity, IRR, NPV, budget, net worth. Many more. Adjustable cash flows and rates. Support for: extra and skipped payments or deposits; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios.

Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.

Program Description: This program is a compendium of 8 mortgage type programs.They include: programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage

A fast, easy-to-use collection of 10 financial calculators. Support for: extra and skipped payments; Adjustable rates; Rule-of-78's; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually. Exact day payment & interest support.

A wonderful and addicting free game. It is a simple fright simulator that will make you several hours of real fun and pleasure playing. Your goal is to clear the board from green spheres and to escape the destroying missiles of the enemies. As soon as you've gathered all the spheres you are transferred to the next level. And a new fight begins again - even more severe one. Only your skills can help you to win. Have fun!!!

Ever wish your words could be displayed throughout history? Desktop Graffiti shows various characters throughout history writing messages on your computer screen. Each character has a unique background and method of writing messages.

Smart Sound Recorder is a full-featured universal sound recording system for both home users and Pros. It is a flexible and inexpensive software solution for those who want to record any digital sound from PC to WAV, MP3, WMA, OGG, VOX, AU, AIFF. It has many advanced features like Silence detection, Voice Activation, built-in Scheduler to record Internet Radio shows and easy HotKey configuration.

Hangman Pro is a modern take on the classic hangman word-guessing game. It features colorful, non-violent graphics, digitized sounds, dozens of built-in word categories, thousands of words and unlimited lists of your own words. It includes a secretly-educational area showing information about the guessed word or phrase. Hangman Pro includes Score Boards, hints, and full support for accented characters.

The long awaited Windows version of Charlie II, the award winning, smooth scrolling action game about a cute little duck named Charlie. Explore huge levels, collect coins and diamonds and watch out for dangerous creatures!

MSCABImage is the best cure from nasty posting bots (robots). These bots create hundreds email accounts on your web-based mail servers and spam from them, fill your forums with thousands of commercial postings and screw your online polls. ABImage Component generates random number and make a hard-to-recognize picture from it.